St. Tropez

We know every homebuyer’s journey is unique. That’s why we offer a wide rage of loan products designed to fit your situation – whether you’re buying your first home, upgrading, or refinancing.

Start Your Homeownership Journey Today!

Homebuyer Resources

Grant Options for Every Buyer

Affordable home loans and down payment and closing costs assistance for first-time buyers in your state.

Zero and Low Down Payment Loan Products

USDA and VA home loans start at 0% down for eligible buyers.

Credit Enhancement Program

Our Credit Enhancement Specialists educate and inform customers about their credit and credit scores in order to take advantage of the most beneficial mortgage product.

Loan Officers that Care

We specialize in first-time buyers purchasing in affordable housing communities.

Featured Blogs & Podcasts

St. Tropez

Programs, rates, and fees are subject to change at any time without notice. This information provided is deemed reliable but not guaranteed. The information on this website is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. All mortgage financing is subject to credit and underwriting approval. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. TowneBank Mortgage is an Equal Housing Lender and Equal Opportunity Lender. Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.Equal Housing Lender Logo