About Andy Garcia
Your home purchase is the most important purchase of your life. It's important to me too.
With over 15 years of banking experience, ranging from retail to small business lending, Andy brings a wealth of knowledge and expertise to the table. He specializes in a diverse range of mortgage areas, including conventional loans, first-time homebuyer programs, ITIN mortgages, debt consolidation solutions, and assistance for young professionals and self-employed individuals.
What sets Andy apart is his unwavering commitment to understanding each client's unique needs and circumstances. He prides himself on being a relationship builder, prioritizing responsiveness, and empathy in every interaction. Clients can rest assured knowing that Andy will utilize all his resources and knowledge to guide them through the mortgage process with care and diligence.
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/02/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Andy Garcia
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
704-249-7741Areas Andy Serves
I’m available for all your mortgage needs in the following states: