YOUR NEW HOME 
STARTS HERE.


Dreaming of a home built around your style, needs, and vision?



A HOME BUILT AROUND YOU

Thoughtful Design. Quality Craftsmanship. Your Vision.

Whether you're looking for a move-in-ready new construction home or want to explore building a home of your own, JW Murphy Homes brings experience, attention to detail, and a personal approach to every project. 

As a family-run builder serving the Birmingham area, JW Murphy Homes focuses on creating homes that combine thoughtful design with everyday functionality.

A SMARTER WAY TO FINANCE YOUR BUILD

Financing a new construction home can look a little different from a traditional home purchase. 
Ian Herbert with TowneBank Mortgage can help you understand your options, including construction-to-permanent financing, 
and find a path that aligns with your homeownership goals.

 
Whether you're exploring an available new construction home or planning a custom build, 
Ian can help you understand the process, navigate your financing options, and prepare for what's ahead.

EXPLORE HOME PLANS

Explore floor plans designed for the way you live, featuring modern finishes, functional spaces, and flexible layouts. 
Choose between a slab foundation or basement home to find the perfect fit for your needs.

The Willow

4 Bed | 3 Bath | 2,824 SQFT

Basement Foundation 

The Jaxon

4 Bed | 5 Bath | 5,341 SQFT 

Basement Foundation

The Bella

3 Bed | 2 Bath | 1,395 SQFT 

Slab Foundation

The Vernon

4 Bed | 3.5 Bath | 3,752 SQFT

 Slab Foundation

SIMPLIFYING CONSTRUCTION FINANCING

Construction-to-Permanent Loans

A Construction-to-Permanent (CP) loan provides financing for both the construction of your home and your permanent mortgage. Once construction is complete, the loan automatically converts to a traditional mortgage, allowing you to work with one lender throughout the process.

Benefits include:

  • Financing for construction & homeownership in one
  • A streamlined lending experience from start to finish
  • Less paperwork and coordination throughout the build 
  • Designed to simplify financing while your home is being built

Two-Time Close Option

The Two-Time Close Construction-to-Permanent loan separates the construction financing and permanent mortgage into two distinct loans. This option provides added flexibility by allowing borrowers to make financing decisions for the permanent mortgage closer to the home's completion.

Benefits include:

  • Separate construction and permanent mortgage loans
  • Ability to adjust loan features after construction is complete
  • Permanent mortgage rate locked closer to completion
  • Construction term options based on project size and timeline

LET'S BUILD YOUR NEXT CHAPTER

One Vision. The Right Team. A Place to Call Home.

Ready to explore new construction in the Birmingham area? 
Connect with JW Murphy Homes to discuss your homebuilding plans and Ian Herbert to start the conversation about financing.

Ian Hebert
 Mortgage Senior Loan Officer | TowneBank Mortgage 

205-533-1322

 Kelli Mack
 Realtor ® | CRE Residential 

205-396-6736