Ready to put down
new roots?
Get pre-qualified today
and watch your future grow!
Your Trusted Local Lender
Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confident with your financial decision. We offer a wide variety of loan products tailored directly to your needs, with in-house processing and underwriting that allows us to achieve your home goals quickly and hassle-free.
Connect With a Loan Officer
Our mortgage professionals will help you find the right loan for your needs.
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Your Journey to Homeownership
Step-by-Step with TowneBank Mortgage
STEP 1: CONNECT
Speak with a loan officer to discuss your needs, set loan expectations, and get pre-qualified.
STEP 2: GATHER DOCUMENTS AND APPLY
Once you've found a house you love, finalize your loan application and submit the necessary supporting documentation.
STEP 3: PROCESSING & UNDERWRITING
In-house processors double check your paperwork and order an appraisal of your home. An underwriter will confirm that you meet qualification standards.
STEP 4: WELCOME HOME
Our loan officers will work with the closing attorney to prepare all paperwork needed to close on your home. Once signed - you'll receive the keys to your new home!
Why Trust Towne?
Check out our 2024 stats at TowneBank Mortgage
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What Sets Us Apart
What's new on the blog
Check out the latest news and insights on the TowneTalk Blog
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Start the Conversation Today
Ready to get started? Complete the contact form below to receive a follow-up from a local loan officer.
We're ready to finance your dreams.
Let our professionals go to work for you.