About David Joyner
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property.
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs.
David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors. He was a past board member and member of the Outer Bank Chamber of Commerce and served on the board of Visitors for East Carolina University. He is currently the President of the Outer Banks Pirate Club. When the work is done, you can find David spending time with his family either golfing, boating, fishing or relaxing on the beach.
Why Choose David Joyner?
★★★★★
"David and his team provided excellent customer service. They were professional and in constant communication throughout the process of being pre-approved and getting our final mortgage. The customer portal made uploading our documents very easy."
-Joe C B I | October 21st, 2022
★★★★★
"I have worked with many Loan Officers and I can honestly say David was the best by far! He always got right back to us, explained all questions and is extremely nice and very patience. We will always go to going forward and will recommend him highly to everyone we know. Thank you so much for making this such a pleasant experience."
-Tracey S S | October 18th, 2022
★★★★★
"This is our third purchase with David and he always delivers! He and his team ensured that we met a fairly tight deadline for appraisal and closing so we stayed on track. David is communicative and I always know we are in good hands working with his team."
-Darcey P R | June 29th, 2022
Client Tools
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Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact David Joyner
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
252-599-1714Areas David Serves
I’m available for all your mortgage needs in the following states: