About Jennifer White
I love helping borrowers obtain the keys to their new home. Ready to start your journey to homeownership? Contact me today!
With over a decade of experience in the mortgage industry, Jennifer White has the knowledge and expertise to help clients structure a loan to fit their exact needs. As a Loan Officer, Jennifer takes the time to educate her clients on the mortgage process, so they can make the best financial decision possible. She specializes in a variety of loan products, such as Conventional, FHA, VA, new construction, renovation, VHDA and First-Time Homebuyers. Jennifer has been consistently recognized as a member of the TowneBank Mortgage Chairman’s Club and awarded as a VHDA Top Producing Loan officer. She is a graduate of James Madison University, where she earned her Bachelor of Business Administration in Finance. Born and raised in Richmond, Jennifer plays an active role in her community. She served on the Children’s Hospital Foundation Junior Board and was a member of the Junior League of Richmond for 14 years.
The Jennifer White Team
Why Choose Jennifer White?
★★★★★
"Jennifer's communication skills are the best I've experienced in the mortgage industry, and that places my experience in the top 1% of what I could have experienced at competitors. She's a true professional, and cares about the whole client experience and outcome. If you want to grow and make your bank's mortgage department the market share leader in Richmond and Virginia I would make Jennifer the President over all the bank's mortgage operations, because she will deliver the results, clients, the board, CEO, and shareholders deserve."
- Wesley F H | April 7, 2024
★★★★★
"Jennifer and the TowneBank Mortgage team were an absolute pleasure to work with! Their dedication and expertise made the loan approval and closing process swift and seamless. I was amazed by their efficiency in getting everything sorted within an impressive 21 days. Their commitment to providing excellent customer service truly stands out. I couldn’t be happier with the support and guidance they provided throughout. Thank you for making this experience smooth and stress-free."
- Aaditya S | December 15, 2023
Awards
Chairman's Club:
2013 | 2015 | 2016 | 2017 | 2018 | 2019
2020 | 2021 | 2022 | 2023
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Jennifer White
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
804-514-1246Areas Jennifer Serves
I’m available for all your mortgage needs in the following states: