About Justin Petrusson
Your home purchase is the most important purchase of your life. It's important to me too.
Justin Petrusson is a dedicated mortgage professional at TowneBank Mortgage, recognized throughout Alabama for his expertise and "people-first" approach. Recently ranked #2 in the state for loan origination and nominated for "Best of Shelby County’s Top Mortgage Lenders" in 2026, Justin provides award-winning service tailored to every client’s unique needs.
A graduate of the Alabama Bankers Association Banking School, Justin is a strong advocate for borrower education. He frequently hosts "Mortgage 101" courses, simplifying complex topics like first-time homebuyer grants, VA loans, and construction financing. His goal is to ensure a smooth, effortless process, maintaining a high level of communication from the first application to the final signature.
When he’s not helping families secure their dream homes, Justin is usually enjoying the outdoors at Lake Martin with his wife and two children. Whether you are buying, building, or refinancing, Justin’s deep local market knowledge and commitment to personalized care ensure a confident path to homeownership.
Why Choose Justin Petrusson?
★★★★★
“Justin Petrusson went above and beyond for us as we refinanced our home. He made the process run smoothly and effortlessly. Justin quickly responded to any questions or concerns we may have had. We closed in less than a month! I would highly recommend him for your lending needs! - Hala J.
★★★★★
“I recently closed on a mortgage refi with Justin Petrusson. Honestly, the entire process was so fast and easy thanks to Justin. He was able to offer a significantly lower interest rate, lower monthly payment, and fast closing date. I would highly recommend Justin for an initial mortgage or a refi.” - Tammy
Awards
Scotsman Guide Top Originator
Scotsman Guide’s Top Originators is the industry’s most-comprehensive, verified rankings of the nation’s top-producing residential mortgage brokers, originators, loan officers, bankers and more. To ensure that we publish the most-accurate data possible, all submitted data undergoes an extensive verification process prior to being published in Scotsman Guide magazines and online.
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 07/30/2026. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Justin Petrusson
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Areas Justin Serves
I’m available for all your mortgage needs in the following states: