About Kristen Smith
I love helping borrowers obtain the keys to their new home. Ready to start your journey to homeownership? Contact me today!
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams.
- Specializes in Conventional, FHA and VHDA loan programs
- Knowledgeable in construction financing
- Pre-qualifications and Applications can be taken by phone, appointment, or online
- TowneBank Mortgage is an active participant in Virginia Mortgage Lenders Association, Tidewater Builders Association, Hampton Roads Realtors Association and Mortgage Bankers
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
Contact Kristen Smith
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-651-9099Areas Kristen Serves
I’m available for all your mortgage needs in the following states: