Steve Sauer

Steve Sauer

Mortgage Loan Officer
704-201-2825

NMLS ID #: 659124

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About Steve Sauer

Your home purchase is the most important purchase of your life. It's important to me too.

With more than 20 years of experience in the mortgage industry, Steve Sauer has helped countless clients achieve their home financing goals—whether purchasing a first home to refinancing or investing. Steve takes pride in building strong, lasting relationships and guiding clients through the loan process with clarity and care. He is deeply committed to bringing the highest level of customer service to each and every client he has the privilege to work with, treating every borrower with the same attention and respect he would want for his own family. Originally from Chicago and now a longtime resident of the Lake Norman region north of Charlotte, NC, Steve values his community and TowneBank’s mission of “Serving others. Enriching lives.” Steve and his wife Jill have two daughters and three rescue pups, all three with a unique story as to how they each came into their lives. Outside of work, Steve and his wife enjoy spending time with their daughters and extended family. They also feel blessed to support their younger daughter who rides and competitively shows Saddlebred horses throughout the Southeast.
 
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Client Tools

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Calculate Your Monthly Payment

Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.

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The selling price of the property.
The percentage of your home's purchase price that is paid upfront.
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The interest rate your banking establishment charges for use of their assets.
The number of years.
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  • Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
  • Principal {{ toCurrency(loan, 0) }}
  • Total interest paid {{ toCurrency(interest, 0) }}
  • Total mortgage cost* {{ toCurrency(total, 0) }}
  • *Estimated, not including taxes and insurance.
Monthly Payment
  • Principal & Interest
  • Property Taxes
  • HOI
  • HOA Dues
  • PMI

Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.

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* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.

The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025.

Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.

Contact Steve Sauer

Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!

Address

13900 Conlan Circle
Charlotte, NC 28277

Phone

704-201-2825

Areas Steve Serves

I’m available for all your mortgage needs in the following states:

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