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Kristen Smith

757-651-9099 NMLS # 306103 Suffolk, VA

TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.

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TowneBank Mortgage lends in the following states:
Alabama | Colorado | Delaware | Florida | Georgia | Kentucky | Louisiana | Maryland | Mississippi | North Carolina | Ohio | Pennsylvania | South Carolina | Tennessee | Texas | Virginia | Washington D.C. | West Virginia

NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 512138. The NMLS Consumer Access Website is linked here: https://www.nmlsconsumeraccess.org/

While TowneBank Mortgage offers educational and promotional materials in languages other than English, not all of TowneBank Mortgage's services and documents are available in those languages. All official mortgage documents, such as applications, disclosures, closing documents, etc. will occur in English. If you have questions about the extent of our Non-English language services or would like additional information, please contact marketing@townebankmortgage.com

Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.

© 2025 TowneBank Mortgage. All Rights Reserved. 3 Commercial Place, Suite 1200, Norfolk, VA 23510. Phone: (888) 637-1321

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