241 search results for conventional loans

Kaye Jones Contact

Senior Mortgage Loan Officer

Conventional vs. FHA: Which mortgage is right for you? Article

Conventional vs. FHA: Which mortgage is right for you?If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can still seem like your lender is spea...

FHA Loans Loan Product

As little as 3.5% down paymentLess than perfect credit can applyGuaranteed by the Federal Housing AuthoritySeller can pay borrower closing costsFixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.

Veteran Home Loans Loan Product

Available to active and retired militaryUp to 100% financing availableNo private mortgage insuranceReasonable credit qualificationsNo early payoff penalties

USDA Home Mortgage Loans Loan Product

Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs

Home Renovation Loans Loan Product

FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan

Find Your Perfect Loan Match Article

Find Your Perfect Loan MatchThis Valentine’s Day, swipe right on homeownership. If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can sti...

What is an Assumable Mortgage? Article

What Is an Assumable Mortgage?An assumable mortgage is a type of home loan that allows a buyer to take over the existing mortgage from the seller. This means that the buyer essentially steps into the shoes of the seller and assumes responsibility for...

Surprising Benefits of a VA Loan Article

For those who've served in the military, the VA loan program stands as a remarkable way to achieve homeownership. VA loans present unique benefits that cater specifically to veterans and their families. Most veterans know that VA loans start at j...

Get the Gift of Downpayment this Holiday Season Article

Get the Gift of Downpayment this Holiday SeasonIs a new home on your wish list this holiday season? If you’re planning on purchasing a house soon, you might be worried about coming up with enough money for your downpayment. You might be surpris...

New Construction Home Loans Loan Product

Available for primary or secondary residencesJumbo financing availableInterest Only options available during constructionAs little as 5% down on primary residencesFlexible contractor options

Cowboy Caviar Dip Recipe Article

This cowboy caviar dip is the perfect accessory to your next summer cookout.Ingredients:1 red bell pepper, diced1 orange bell pepper, diced1 green bell pepper, diced1 jalapeno, diced3/4 red onion, diced1 can sweet corn, rinsed1 can black beans, rinse...

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How Much Downpayment Do I Need to Buy a Home? Article

How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Perks of an FHA Loan Article

What is an FHA loan? The FHA Loan is a type of government-backed loan with looser qualifications that was intended to help first-time buyers qualify for a mortgage. The FHA, a division of the Department of Housing and Urban Development, is responsibl...

Construction Loans Page

With a wide variety of construction and renovation products, our goal is to help streamline the building process, leaving you comfortable and confident throughout your entire journey.