Document Checklist

Applying for a mortgage? At minimum, here’s a list of the information and supporting documentation that you’ll want to have at hand:

Addresses for previous 2 years’ rental or mortgage history
Name, address and phone number of all landlords for past 2 years (if applicable)
Name, address and phone number of employers for past 2 years
All pay stubs for most-recent 30-day period
Past 2 years’ W-2s
Past 2 years’ tax returns
Most recent 2 months’ bank statements for all bank accounts
Valid Driver’s license or military I.D.

In some cases, you’ll also need:
Self Employed- Past two years’ signed personal tax returns, corporate or partnership returns, balance sheets, K-1 and 1099’s
Copies of separation/divorce decree
All foreclosure papers including letter of explanation if possible
All bankruptcy papers including discharge and letter of explanation if applicable
Sales Contract
VA Loan Applicants- Statement of Service from your Command or copy of your DD-214, Member Copy 4 for Certificate of Eligibility

For a refinance, you might also need:
Copy of current mortgage statement
Copy of current survey if you have one
Copy of Homeowners Policy
Subordination
Copy of Deed
Copy of Title Policy