New Construction Home Loans

The knowledge and experience of our Construction Financing team brings a level of expertise needed to make the entire process run smoothly. We offer a wide range of mortgage programs, including fixed-rate and adjustable-rate options for conventional and jumbo loans on primary and secondary homes. Whether you want to build on land you own or finance the land purchase construction of your home, we have the options you need.

Our “One & Done” Construction to Perm loan allows you to close the loan in just one transaction.
We also offer a “Two-Time Close” that allows you to change the terms and features of your loan once construction ends. Securing the financing to build your dream home is easier than you think.

Here’s what you’ll need:

• A copy of the deed to the land, whether you own or are purchasing the land
• HUD -1 Settlement Statement for the purchase of the land if you purchased it within 12 months of applying for the loan • Contract for the purchase of the land if you don't own it already
• Contract with a builder
• Complete builder information: Company name, address, phone number and federal tax ID number
• Plans and specifications for the home
• Certificate of liability insurance for the builder
• Builder's risk/homeowner's policy